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Buying Investment Property With No Credit Check

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By JM Anderson

Low down payments, no credit check and guaranteed approval. This is the convenience for many investment property buyers who choose to shop online. With the internet being responsible for dramatically changing the way people do business, it is also responsible for revolutionizing the way people shop for investment property.

A conventional loan for investment property would entail an application, credit review and complete disclosure of the applicants financial situation. However, an increasing number of real estate developers, owners and brokers are offering investment property with the convenience of owner financing. A low down payment, which is followed by regular monthly payments, may result in a prime piece of investment property. Most commonly used for purchases of land, owner financing is extremely popular for investors, first-time home builders with no credit or even individuals who have past credit problems and would not otherwise qualify for a conventional loan.

With very low down payments, which are often lower than $1,000.00, many investment property sellers provide competitive interest rates and low monthly payments with absolutely no qualifying, credit check or income verification. As long as consumers continue to make their minimum required monthly payment, they will be approved.

[youtube]http://www.youtube.com/watch?v=z1U0OjXdsOg[/youtube]

No matter when, where or how investment property is purchased, the buyer must perform due diligence prior to signing on the dotted line. The buyer will want to make sure that he/she will receive a warranty deed on any investment property, which means it will be free and clear of any liens, and that the current owner has the full right to sell the property. In addition, it may be a good idea for the potential buyer to contact the local tax office and inquire about the most recent assessment of the investment property. This will give the buyer a good idea as to whether or not he/she is getting a bargain. If the investment property is located in another state, the buyer should request photos and even consider hiring a video professional to make a recording of the immediate area and the land for visual purposes.

When agreeing to purchase investment property with owner financing, a signed contract is a must. This is simply a contract that is drawn and signed by both parties, which will indicate the down payment required, full purchase price, monthly payments, number of payments required until payoff, a listing of pre-payment penalties (if applicable), the location of the investment property and the size and details of the same.

A valid investment property contract will confirm that the seller agrees to finance the property at a certain amount of interest and will sell the described property after a predetermined number of payments. In return, the buyer agrees to pay a certain amount each month on a specified day each month. The contract should outline the exact location, street address, size of the lot and parcel number. In addition, it must include terms regarding late or missed payments, late fees and cancellation options (if any). The contract must be signed and dated by both parties in order for it to be valid.

About the Author: For more information about investment property, click the link to visit our website at www.investmentpropertyguide.info . We have some great free articles and resources about investment property.

Source: isnare.com

Permanent Link: isnare.com/?aid=60508&ca=Finances

  • 30 Jul, 2023
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  • Scaffolding

Legal Aspects Of Using Electric Bicycles

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Legal Aspects of Using Electric Bicycles

by

michael russell

Use of electric bicycles may be very convenient on many accounts including the price aspect. However, it would be good for the buyers to learn about a few basics on the legal aspects of buying, owning, and using bicycles that runs on electric power and the dos and don’ts of riding the bicycle.

Laws on Electric Bicycles

In the year 2001, the United States Congress issued the first public law relating to the electric scooters and motorized scooters. According to the provisions laid down in Law 107-319 –

Electrical bicycles under 750 watts and speed of 20 miles per hour is exempt from the definition of motor vehicle.

Such exemption relates to the motor vehicle safety standards. In result the manufacturers of the electric bicycles need not meet the federal requirements relating to equipment manufacturing.

Electric bicycles are governed by Consumer Product Safety Act.

However, electric bicycles are not exempt from other related laws and even from the definition of a motor vehicle for other purposes.

Laws vary from state to state and for example neither license nor insurance is required under the state laws in California.

Only thing is that the electric bikes are subject to all other road rules currently in force in any of the states in United States.

[youtube]http://www.youtube.com/watch?v=DdeE-yuR9Uc[/youtube]

Federal Limits

States however, are not authorized to overrule the limits fixed under the federal laws. For instance the 750 watt and 20 miles per hour limits as set under the federal laws for the electric bicycles cannot be changed by the state laws. This does not mean that the bicycle may not run above 20 mph but the limitation is that it cannot run over 20mph on motor.

Electric Bicycle Use Basics

Some of the important aspects of using the electric bicycle are that –

Till date the laws relating to electric scooters and electric bicycles are not as uniform or clear as they should be.

Even law enforcement agencies do not have clear inkling of what constitutes violation of law and how they are to be dealt with.

Use of bicycle helmet is a must for any rider; and

When someone gets ticketed due to mistake on the part of the police taking the electric bicycle as a bike, the ticket holder may escape punishment in the court that usually lets such people off with a warning.

Electric bicycles are not motor bikes but are not pure bicycle either.Use of electric bicycles may be very convenient on many accounts including the price aspect. However, it would be good for the buyers to learn about a few basics on the legal aspects of buying, owning, and using bicycles that runs on electric power and the dos and don’ts of riding the bicycle.

Laws on Electric Bicycles

In the year 2001, the United States Congress issued the first public law relating to the electric scooters and motorized scooters. According to the provisions laid down in Law 107-319 –

Electrical bicycles under 750 watts and speed of 20 miles per hour is exempt from the definition of motor vehicle.

Such exemption relates to the motor vehicle safety standards. In result the manufacturers of the electric bicycles need not meet the federal requirements relating to equipment manufacturing.

Electric bicycles are governed by Consumer Product Safety Act.

However, electric bicycles are not exempt from other related laws and even from the definition of a motor vehicle for other purposes.

Laws vary from state to state and for example neither license nor insurance is required under the state laws in California.

Only thing is that the electric bikes are subject to all other road rules currently in force in any of the states in United States.

Federal Limits

States however, are not authorized to overrule the limits fixed under the federal laws. For instance the 750 watt and 20 miles per hour limits as set under the federal laws for the electric bicycles cannot be changed by the state laws. This does not mean that the bicycle may not run above 20 mph but the limitation is that it cannot run over 20mph on motor.

Electric Bicycle Use Basics

Some of the important aspects of using the electric bicycle are that –

Till date the laws relating to electric scooters and electric bicycles are not as uniform or clear as they should be.

Even law enforcement agencies do not have clear inkling of what constitutes violation of law and how they are to be dealt with.

Use of bicycle helmet is a must for any rider; and

When someone gets ticketed due to mistake on the part of the police taking the electric bicycle as a bike, the ticket holder may escape punishment in the court that usually lets such people off with a warning.

Electric bicycles are not motor bikes but are not pure bicycle either.

Besides offering some of the best

gas scooters

as well as the

motorino scooters

, theScootersMopedsStorage.com also offers high quality

electric bicycles

for its clients. In addition; it also highlights various legal aspects of buying and using the mopeds.

Article Source:

ArticleRich.com

  • 27 Jul, 2023
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  • Off Road Carts

Important Facts About Real Estate Email Marketing

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  • Digital Marketing Services Canada

By Jake D. Darren

The Internet has changed how some business is currently carried out. This applies across different fields of trade. Real estate email marketing technique is among the several approaches that make use of the prevailing internet technologies.

One obvious advantage of using these technologies is the potential market expanse. As such any implementation on such a platform is likely to have a wide scope because of the global expanse. In this way many people from around the world can be reached based on such an approach. This may represent the market niche of the company involved.

In order to utilize such a global platform a number of techniques are common. Among them is the electronic mail. This as one of the convenient techniques ensures instantaneous electronic message delivery. It also provides an online forum for interaction.

[youtube]http://www.youtube.com/watch?v=yCrpvrqqzSE[/youtube]

The use of electronic mail also enables a consistent message to be send to several recipients who may be a very large group dispersed world wide. This will save the company the cost of stationary and postal services. It also improves efficiency during processing in which case the communication expedient is leading to improved service.

Generally in order to implement this electronic mail advertisement process various requirements are important. The contacts of the prospective recipients must first be available. In addition the terms of communication must also be clearly spelt out and understandable from the customer perspective. In this way a customer will voluntarily choose to subscribe to the email service or not. This is important in maintaining a professional approach to the marketing process.

As such most companies provide an option for online visitors to sign up or first register before they can view the details on their service and property. In this way a client contacts database is implemented from where the valid addresses of the clients can be fetched during the electronic mailing process. However during the sign up process a person can choose to receive such correspondence about the products and services on offer. Further still flow up mails have a link to enable the customer to immediately unsubscribe from the list. This is critical in differentiating such a technique from the junk mail that is an offensive experience for many people. Primarily the electronic mail here can also include other attachments like brochures and catalogs of the property or services being offered.

Once subscribed the client will periodically receive such electronic correspondence send by the company. In this way the customer receives update information on products and services of interest from the company. This information will also include the terms of purchase and the pricing from which the customer can go ahead and make a purchase as appropriately determined.

In this way real estate email marketing offers benefits to both the customer and the company in a number of ways. Through such services property information can be quickly dispersed to many people most of whom are potential customers. This can also inspire customer feedback and in some cases result in actual sales.

About the Author: You can get excellent e-marketing tips and more information about the best

real estate email marketing

strategies at http://EmailMarketingServices.org right now.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1695726&ca=Marketing

  • 25 Jul, 2023
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North Cyprus Property Market Sticks To The Golden Tip On Buying Investment Property

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Submitted by: Martin Gavin

Tips on buying investment properties nearly always evoke the old adage that applies to all investments: buy cheap, sell dear, and then laugh all the way to the bank. For people looking to make an investment in rental property or simply purchase a second home that will appreciate in value nicely then the property market in North Cyprus should undoubtedly be the centre of attention right now.

The bucolic Mediterranean island of Cyprus has been divided for the last thirty years, during which time development – and property prices- have advanced far faster in the Greek Cypriot side of the island.

In fact property prices in North Cyprus are around a third and one half of those in the South of the island. Not only that, but property is bought and sold in Sterling in the North, so the key tip on buying investment properties – buy cheap is doubly satisfied by the North Cyprus property market, as UK investors are, for obvious reasons, not currently advised to put their pounds into the Euro.

But what chance of being able to make a profit on property in North Cyprus?

[youtube]http://www.youtube.com/watch?v=xdwbB7_SQa8[/youtube]

The simple answer is that property in North Cyprus represents a better chance for profitable investment than anywhere else in Europe, and property prices, which are low due to constraints that look set to be removed in the very immediate future, are already rising at an unprecedented rate. On top of that, investment in new property developments many of which offer fantastic off-plan investment opportunities- are already beginning to take off in North Cyprus.

Timing is something that is integral to our initial tip on buying investment property, after all an investor has to be certain that prices are going to rise.

In North Cyprus this proof takes the form of the current mood toward reunification, a reunification which faltered during the presidency of now-departed Greek Cypriot Tassos Papadopoulos but that has been well and truly revived since the election success of the left-wing, pro-reunification Greek Cypriot presided Demetris Christofias .

Both Christofias and Mehmet Ali Talat, the Turkish Cypriot leader, have used strongly pro-reunification words in the recent past, but unlike other leaders (and unlike many, perhaps most, other politicians) they have both honoured their words with actions.

The pair now meet each week in order to discuss what form reunification will take, and the talks are reportedly- Talat and Christofias have themselves imposed a media blackout during this stage of the negotiations- progressing well, according to the UN.

The United Nations Secretary General s Special Advisor on Cyprus, the Australian Alexander Downer, has made good on the recommendation that the UN act to mediate multi-lateral reunification talks. Last week Downer, who appears to have engaged well with both Greek Cypriot and Turkish Cypriot sides, visited delegates in Cyprus, Turkey and Greece.

Speaking after a meeting with Prime Minister Konstantin Karamanlis of Greece, Downer told reporters that We are at the beginning of the negotiations. Certainly there are differences between the views of each side. Anyway, that is the reason for the negotiations. If these differences occur at the end of the negotiations and not at the beginning, then it means there is a problem. We hope to reach the solution by arranging a settlement on the disagreements between the sides in the negotiation process.

This negotiation phase is the period during which those who make the best returns on their investment will act. Many Russian investors, and land developers, are already seizing the opportunity to take the old tip to heart; it doesn t matter whether it s wine or property, as long as you see for more than you buy, you are doing well, and right now you can t do any better for property investment than in North Cyprus.

About the Author: If you want to stay up to date on

North Cyprus Reunification

plans and property in North Cyprus, then visit www.whiterocksbafra.com

Source:

isnare.com

Permanent Link:

isnare.com/?aid=301958&ca=Real+Estate

  • 19 Jul, 2023
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  • Property

Personalized Embossers: Five Tips On Purchasing An Embosser That Meets Your Needs}

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Submitted by: Adam Raidabaugh

Sales of address embossers, monogram embossers, library seals and other personalized embossers have skyrocketed in the past few years as monogramming and personalizing has become more popular. And as the demand has increased so have the number of options for those planning weddings or simply looking to add a personal touch to greeting cards. Understanding those options and determining what your needs are will make selecting the right personalized embosser easy. Below are five tips that will ensure the personalized embosser you purchase will be the right one:

Understand the Look You Want to Achieve

Many customers think that using an embosser will create the same look as having something professionally printed or embossed; this is not the case. The look produced will be different and knowing how you want to finished product to appear will help you determine which method to go with. The main benefit of purchasing an embosser is that it saves you money you will have to do some of the work (like embossing each of the envelope flaps by hand) but you can make as many as you want and use the embosser for years to come.

Determine What You Will Be Embossing

[youtube]http://www.youtube.com/watch?v=H6HBptaqL3Q[/youtube]

There are many applications for specialty embossers and knowing what you will be embossing will help you choose the type of embosser that will work best for you. Commonly embossed items are: standard paper, envelope flaps (lined or unlined), napkins (through all 4 folded layers), light-weight cardstock, and thick cardstock.

Communicate Your Embosser Needs to the Company You Are Purchasing From

There are several types of embossers available and each has its benefits and limitations. When ordering make sure to provide information about what your main use will be and find out from the company you are working with what their embossers will and wont do. This will save you a lot of time and frustration. For instance, a handheld embosser is a good choice if you want something that is smaller, for easier storage, and lightweight, for portability. But a handheld embosser is not ideal for embossing thick cardstock because you wont be able to exert the pressure needed to make the impression clear. Another example is purchasing a seal to emboss standard 20 lb. to 24 lb. paper and then embossing napkins with it the embossing seal is likely to produce small holes or tears in a paper napkin.

From a manufacturing perspective the engraving depth on the dies can be adjusted to accommodate different surfaces a deeper engraving for thicker paper and lighter engraving for thinner materials, such as napkins. In order to get the best embosser for your needs it is important that you are specific with the company you are ordering from otherwise you will receive the embosser and then find out it doesnt work for what you want to emboss.

See What the Embossed Image Will Look Like

It is good to get an idea of what your embossed image will look like; this presents a unique challenge since black and white text sometimes looks different when it is turned into an embossed image. See if the company you are working with can provide samples of embossers being used in a wide variety of applications and if they have close up shots of an embossed impression to give you a general idea of how your embossed image will appear. A company can also make you a proof so you can see the layout of your embossed information. It is important that you proofread the proof because you are responsible for making sure that the information you provide is correct. Most companies will inform you if you have too many lines of text but seeing a proof will let you double check to make sure everything you provided fits.

Go with a Manufacturer They Have Faster Turnaround Times and Are Usually Less Expensive

When it comes to selecting a company to purchase your personalized embosser from you can choose to work with a specialty shop who resells embossers or work directly with an embosser manufacturer. Going directly to the manufacturer gives you more choices when it comes to type face and layout. Price-wise a manufacturer will save you money because the cost isnt being marked up by the specialty shop that needs to make their profit on top of the original cost of the embosser. Also, a manufacturer will be able to provide the embosser to you faster because they can send the embosser directly to you and cut out the time spend sending it to the middleman.

No matter which you decide, keep in mind, you can choose to work with a company through their website, at a brick-and-mortar store location or over the phone. Choose whichever method works best for you but keep in mind placing an order online or working with a representative over the phone will save you the travel time to and fro the store.

When purchasing a personalized embosser it is important to remember that it is a customized product so getting a full refund if you are unsatisfied may not be an option. That is why assessing your requirements and communicating with the company you are buying the embosser from is important this will ensure that you receive an embosser that meets your needs.

About the Author: Adam Raidabaugh is the president of ACORN Sales Company, Inc., a leader in the marking and stamp industry. ACORN Sales specializes in personalized embossers, rubber stamps and notary supply and can be found on the Web at

acornsales.com/

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=32486&ca=Arts+and+Crafts
}

  • 12 Jul, 2023
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