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Ontario Votes 2007: Interview with Progressive Conservative candidate Jim Chapman, London-Fanshawe

Tuesday, September 25, 2007

Jim Chapman is running for the Progressive Conservative of Ontario in the Ontario provincial election, in the London-Fanshawe riding. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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  • 31 May, 2022
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Thinking Of Renovating Your House? These Are Some Popular Natural Stone

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Home renovations are a big financial decision hence it is best to make your decision on the type of renovations and material to use only after a great deal of research.

The Internet is a good source of information, where it is possible to find details on the type of tiles or kitchen slabs that are best for you.

Popular Natural Stones For Interior & Exterior

Some of the popular ones available include ceramic tiles, cement & concrete tiles, terracotta tiles, mosaics, vitrified quarries, and many types of natural stone tiles. There are many benefits of using natural stone tiles for both interiors as well as exterior.

This decision is often influenced by where you plan to install them. However, natural stone has always been one of the more popular ones when it comes to construction. It has several good characteristics that make it ideal for the decoration of your house.

In fact, this has been one of the most popular construction materials since ancient times and is something that never goes out of style. It is also suitable as the exterior stone for homes. This article provides more information on the types of natural stones available for use during renovations.

Types of natural stones

  • Granite: This is one of the most popular natural stones that is prefered by both architects as well as homeowners. This is mainly because they are durable and beautiful.It is equally suitable for indoor and outdoor construction. In fact, several popular monuments, cathedrals and public buildings that have been around for a very long time have been made from granite.
  • Marble: This too is a very popular natural stone and useful for both indoor and outdoor use. It is elegant, durable, and has good thermal resistance. These properties and more make it ideal for many applications. It is thus popular with both architects as well as homeowners. The Marble offcuts design in the tiles makes each one unique as well.
  • Sandstone: This is one of the popular materials for construction work carried out near the coastal region. It has multiple uses and properties making it ideal for renovations.
  • Limestone: This is a sedimentary rock that also tends to contain fossils. It is mainly composed of minerals calcite and aragonite and usually white to grey in colour. This too is a very popular natural stone when it comes to construction, it is also popular with architects.In fact, several train stations, banks, and other structures have been built using limestone. The construction done in the middle ages like the medieval churches and castles as well as the Great Pyramid of Giza was made from limestone.
  • Slate: This is a type of natural stone that is also formed from sedimentary rocks and is often used for decorative purposes on walls and floors. It is highly durable and equally useful for indoor and outdoor use.

Benefits of opting for natural stone for home decor

There are many benefits of using natural stones for the purpose of renovations. They are easy to maintain, highly durable and usually do not need replacing. It has the ability to withstand heavy footfall and is long-lasting as well.

Thus, it is ideal for those planning to sell their house, charge more rent or make their house more elegant. It has a level of natural beauty that is unmatched as is the fact that it is more hygienic and unique.

It is a good idea to contact a stone supplier in Melbourne since this type of tiles will also have thermal properties making them ideal for keeping warm during winter and cool during summer.

  • 29 May, 2022
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McCain and Obama face off in U.S. presidential candidate debate

Sunday, September 28, 2008

The two major party presidential candidates in the US, Democrat Barack Obama and Republican John McCain, faced each other yesterday in the first TV debate. Despite that McCain had asked to postpone the debate, both were present at the University of Mississippi. The debate, which was moderated by PBS‘ Jim Lehrer, was planned to be focused on foreign policy, however due to concerns about the US financial crisis, the debate began focused on economy.

McCain repeatedly referred to his experience, drawing on stories from the past. Often, he joked of his age and at one point seemed to mock his opponent. Obama spoke of mistakes and repeatedly laid out detailed plans.

The debate was widely seen as a draw. A CBS poll conducted after the debate on independent voters found that 38% felt it was a draw, 40% felt Obama had won, and 22% thought that McCain had won. Voters and analysts agreed that Obama had won on the economy, but that McCain had done better on foreign policy issues, which were the focus of the debate. However, Obama had a more substantial lead on the economy than McCain did on foreign policy.

The McCain campaign faced some ridicule prior to the debate, after airing an internet ad declaring McCain had won the debate hours before it had started.

Contents

  • 1 Financial & bailout plans
  • 2 Fundamental differences
  • 3 Post-financial crisis plans
  • 4 Lessons of Iraq
  • 5 Troops in Afghanistan
  • 6 Iran
  • 7 Diplomacy
  • 8 Relationship with Russia
  • 9 Alternative energy
  • 10 Likelihood of another 9/11
  • 11 Sources

The candidates were asked where they stood on the country’s financial plans.

Obama put forward four proposals for helping the economy. First, to “make sure that we’ve got oversight over this whole [bailout] process”. Second, to “make sure that taxpayers, when they are putting their money at risk, have the possibility of getting that money back and gains”. Third, to “make sure that none of that money is going to pad CEO bank accounts or to promote golden parachutes”. And lastly, “make sure that we’re helping homeowners, because the root problem here has to do with the foreclosures that are taking place all across the country”.

He then went on to say, “we also have to recognize that this is a final verdict on eight years of failed economic policies promoted by George Bush, supported by Senator McCain, a theory that basically says that we can shred regulations and consumer protections and give more and more to the most, and somehow prosperity will trickle down”.Lehrer then turned to McCain, giving him two minutes as well.

McCain, on the other hand, stressed the urgency of the crisis and the partisanship present in Washington before going on. “This package has transparency in it. It has to have accountability and oversight. It has to have options for loans to failing businesses, rather than the government taking over those loans. We have to — it has to have a package with a number of other essential elements to it,” he told viewers, pausing to briefly mention energy and jobs before Lehrer stopped him.

Lehrer asked the two to come back to his question and urging them to speak to each other, first turning to Senator Obama.

“We haven’t seen the language yet,” Obama began, speaking to Lehrer and not McCain. “And I do think that there’s constructive work being done out there”, he said, before noting he was optimistic a plan would come together. “The question, I think, that we have to ask ourselves is, how did we get into this situation in the first place?”

He continued, stressing his foresight on the issues two years ago, before Lehrer turned to McCain, asking if he planned to vote for the bailout plan.

McCain stammered that he hoped so. Lehrer asked again, and McCain replied, “Sure. But — but let me — let me point out, I also warned about Fannie Mae and Freddie Mac and warned about corporate greed and excess, and CEO pay, and all that. A lot of us saw this train wreck coming.”

McCain then continued, giving a story about former US President Dwight Eisenhower, who “on the night before the Normandy invasion, went into his room, and he wrote out two letter”. Eisenhower, he said, had taken accountability for his actions.

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“As president of the United States, people are going to be held accountable in my administration. And I promise you that that will happen.”

Obama then agreed with McCain, adding that more accountability was needed but not just when there’s a panic. “There are folks out there who’ve been struggling before this crisis took place,” Obama continued, “and that’s why it’s so important, as we solve this short-term problem, that we look at some of the underlying issues that have led to wages and incomes for ordinary Americans to go down, the — a health care system that is broken, energy policies that are not working, because, you know, 10 days ago, John said that the fundamentals of the economy are sound”.

Obama was asked to say it to McCain. Obama replied, “I do not think that they are”. Lehrer asked him to say it more directly to McCain, and Obama laughed, repeating himself to McCain.

McCain joked about his age, saying, “Are you afraid I couldn’t hear him?”

Obama said that he and McCain disagreed fundamentally and that he wanted accountability “not just when there’s a crisis for folks who have power and influence and can hire lobbyists, but for the nurse, the teacher, the police officer, who, frankly, at the end of each month, they’ve got a little financial crisis going on. They’re having to take out extra debt just to make their mortgage payments”. Tax policies, he said, were a good example.

McCain disagreed. “No, I — look, we’ve got to fix the system. We’ve got fundamental problems in the system. And Main Street is paying a penalty for the excesses and greed in Washington, D.C., and on Wall Street. So there’s no doubt that we have a long way to go. And, obviously, stricter interpretation and consolidation of the various regulatory agencies that weren’t doing their job, that has brought on this crisis”.

Lehrer went on to the next question, asking if there were fundamental differences between the approaches of the two.

McCain began by saying he wanted to lower “completely out of control” spending. He promised as president to “veto every single spending bill” He then attacked Senator Obama’s use of earmarks, citing it as a fundamental difference.

Senator Obama agreed that earmarks were being abused, but not that it was a large problem. “Earmarks account for $18 billion in last year’s budget. Senator McCain is proposing — and this is a fundamental difference between us — $300 billion in tax cuts to some of the wealthiest corporations and individuals in the country, $300 billion. Now, $18 billion is important; $300 billion is really important.” He then attacked McCain’s tax plans, saying, “you would have CEOs of Fortune 500 companies getting an average of $700,000 in reduced taxes, while leaving 100 million Americans out”.

He then stressed his focus on the middle class, saying, “We’ve got to grow the economy from the bottom up. What I’ve called for is a tax cut for 95 percent of working families, 95 percent”.

McCain was called on.

“Now, Senator Obama didn’t mention that, along with his tax cuts, he is also proposing some $800 billion in new spending on new programs,” McCain said, attacking his opponent. He also said that Obama had only suspended pork barrel spending after he started running for president.

“What I do is I close corporate loopholes,” Obama objected, “stop providing tax cuts to corporations that are shipping jobs overseas so that we’re giving tax breaks to companies that are investing here in the United States. I make sure that we have a health care system that allows for everyone to have basic coverage”.

He then turned to McCain, asking him to look at his tax policies, which he said were ignoring the middle class and a continuation of Bush policies.

Lehrer asked McCain to respond directly to Obama’s attack on his tax policies.

“Well — well, let me give you an example of what Senator Obama finds objectionable, the business tax,” McCain began. He then explained the reasoning behind his business tax cuts, saying that companies would want to start in countries where they would pay less taxes. “I want to cut that business tax. I want to cut it so that businesses will remain in — in the United States of America and create jobs”.

Obama explained that his tax cuts would affect 95% of taxpayers, then replied, “Now, John mentioned the fact that business taxes on paper are high in this country, and he’s absolutely right. Here’s the problem: There are so many loopholes that have been written into the tax code, oftentimes with support of Senator McCain, that we actually see our businesses pay effectively one of the lowest tax rates in the world”.

McCain, he said, opposed closing loopholes but just wanted to add more tax breaks on top of that.

This was a clear victory for Barack Obama on John McCain’s home turf. Senator McCain offered nothing but more of the same failed Bush policies, and Barack Obama made a forceful case for change in our economy and our foreign policy.

He went on, attacking McCain’s health credit idea, saying that McCain wanted to tax health credits. “Your employer now has to pay taxes on the health care that you’re getting from your employer. And if you end up losing your health care from your employer, you’ve got to go out on the open market and try to buy it”.

McCain responded with an example of Obama voting for tax breaks of oil companies.

Obama cut in, “John, you want to give oil companies another $4 billion”, he pointed out.

McCain shot back, attacking Obama’s earmark spending and tax policies. “Who’s the person who has believed that the best thing for America is — is to have a tax system that is fundamentally fair?”, he said, referring to himself. “And I’ve fought to simplify it, and I have proposals to simplify it”.

He then accused Obama of voting “to increase taxes on people who make as low as $42,000 a year”. Obama repeated several times that McCain’s accusations were untrue.

McCain then accused him of giving tax cuts to oil companies, which Obama once again said was untrue. “The fact of the matter is, is that I was opposed to those tax breaks, tried to strip them out,”he said. “We’ve got an emergency bill on the Senate floor right now that contains some good stuff, some stuff you want, including drilling off-shore, but you’re opposed to it because it would strip away those tax breaks that have gone to oil companies.”

Lehrer then broke in, stopping the argument. He switched to a new question, asking what priorities and goals for the country the candidates would give up as a result of the financial crisis.

He allowed Obama to answer the question first, who said many things would have to be delayed but not forgotten. He then began to list what he felt the country had to have to continue to compete.

“We have to have energy independence,” he said, “so I’ve put forward a plan to make sure that, in 10 years’ time, we have freed ourselves from dependence on Middle Eastern oil by increasing production at home, but most importantly by starting to invest in alternative energy, solar, wind, biodiesel”.

He continued, saying that the health care system had to be fixed because it was bankrupting families.

“We’ve got to make sure that we’re competing in education,” he continued. “We’ve got to make sure that our children are keeping pace in math and in science.” He also mentioned making sure college was still affordable.

He also stressed making sure the country was still stable structurally, “to make sure that we can compete in this global economy”.

Lehrer then turned to McCain, asking him to present his ideas.

“Look, we, no matter what, we’ve got to cut spending”, McCain began and reminded the audience that he “saved the taxpayers $6.8 billion by fighting a contract that was negotiated between Boeing and DOD that was completely wrong”.

Lehrer broke in, asking if it was correct that neither of them had any major changes to implement after the financial crisis.

Obama replied that many things would have to be delayed and put aside, and that investments had to be made. He then agreed with McCain that cuts had to be made. “We right now give $15 billion every year as subsidies to private insurers under the Medicare system. Doesn’t work any better through the private insurers. They just skim off $15 billion. That was a give away and part of the reason is because lobbyists are able to shape how Medicare work”.

McCain then made a suggestion. “How about a spending freeze on everything but defense, veteran affairs and entitlement programs”. Lehrer repeated “spending freeze?” and McCain went on, “I think we ought to seriously consider with the exceptions the caring of veterans, national defense and several other vital issues”.

Obama disagreed with McCain’s idea, saying it was “using a hatchet”. Some vital programs, he said, were seriously underfunded. “I went to increase early childhood education and the notion that we should freeze that when there may be, for example, this Medicare subsidy doesn’t make sense”.

The two candidates began to argue more directly.

“We have to have,” McCain argued, “wind, tide, solar, natural gas, flex fuel cars and all that but we also have to have offshore drilling and we also have to have nuclear power”.

He accused Obama of opposing storing nuclear fuel.

Lehrer interrupted the two with another question, asking how the financial crisis would affect how they ran the country.

Obama replied first. “There’s no doubt it will affect our budgets. There is no doubt about it”. He went on to stress that it was a critical time and the country’s long term priorities had to be sorted out.

There was one man who was presidential tonight, that man was John McCain. There was another who was political, that was Barack Obama. John McCain won this debate and controlled the dialogue throughout, whether it was the economy, taxes, spending, Iraq or Iran.

McCain replied by criticizing Obama’s health care plans. “I want the families to make decisions between themselves and their doctors. Not the federal government,” he said, then called for lower spending.

He went on to speak about the national debt and stressing the importance of low taxes.

Obama went on the offensive, attacking McCain’s record of voting. “John, it’s been your president who you said you agreed with 90 percent of the time who presided over this increase in spending”, he said, accusing him of voting for an “orgy of spending”.

McCain countered that he had opposed Bush “on spending, on climate change, on torture of prisoner, on – on Guantanamo Bay. On a — on the way that the Iraq War was conducted”. He called himself a maverick, and referred to his running mate as a maverick as well.

Lehrer asked the two what the lessons of Iraq were.

McCain answered first, stressing that the war in Iraq was going well. “I think the lessons of Iraq are very clear,” he answered, “that you cannot have a failed strategy that will then cause you to nearly lose a conflict”.

He went on to praise the efforts in Iraq, saying the strategy was successful and the US was winning. “And we will come home with victory and with honor. And that withdrawal is the result of every counterinsurgency that succeeds”, and continued that Iraq would make a stable ally.

Lehrer asked Obama how he saw the lessons of Iraq, who began by questioning the fundamentals of the war and whether the US should have gone in the first place.

“We took our eye off [bin Laden]. And not to mention that we are still spending $10 billion a month, when they have a $79 billion surplus, at a time when we are in great distress here at home, and we just talked about the fact that our budget is way overstretched and we are borrowing money from overseas to try to finance just some of the basic functions of our government”.

The lesson, he said, was to “never hesitate to use military force”, but to use it wisely.

McCain was asked if he agreed on the lesson, though he did not comment on a lesson learned. Obama, he said, had been wrong about the surge.

The two opponents then began arguing, as Lehrman tried to mediate them.

McCain felt it was remarkable that “Senator Obama is the chairperson of a committee that oversights NATO that’s in Afghanistan. To this day, he has never had a hearing”.

“The issues of Afghanistan,” Obama responded, “the issues of Iraq, critical issues like that, don’t go through my subcommittee because they’re done as a committee as a whole”.

He then began to attack McCain’s optimism. “You said that we were going to be greeted as liberators. You were wrong. You said that there was no history of violence between Shiite and Sunni. And you were wrong”.

McCain responded to the criticism by telling a story of when he spoke to troops who were re-enlisting. “And you know what they said to us? They said, let us win. They said, let us win. We don’t want our kids coming back here. And this strategy, and this general, they are winning. Senator Obama refuses to acknowledge that we are winning in Iraq”.

McCain repeatedly accused Obama of opposing funding to troops.

Obama responded by speaking to Lehrer, to explain why he had voted against funding troops. “Senator McCain opposed funding for troops in legislation that had a timetable, because he didn’t believe in a timetable. I opposed funding a mission that had no timetable, and was open- ended, giving a blank check to George Bush. We had a difference on the timetable”.

“Admiral Mullen suggests that Senator Obama’s plan is dangerous for America,” McCain cut in once Obama had finished.

Obama said it was not the case, that the wording was “a precipitous withdrawal would be dangerous”.

McCain then argued that Iraq, and not Afghanistan, was the central battle ground against terrorism. He also attacked Obama’s surprise that the surge had worked.

Lehrer switched to a new question. “Do you think more troops — more U.S. troops should be sent to Afghanistan, how many, and when?”

Obama mentioned he had been saying more troops in Afghanistan were needed for over a year. He argued that no Al-Qaeda were present in Iraq before the invasion, and the people there had nothing to do with 9/11.

He then went on to list a three part plan beginning with pressuring the Afghani government to work for it’s people and control it’s poppy trade. He also pressed the need to stop giving money to Pakistan.

To be frank, I’m surprised McCain didn’t play the POW card more tonight, consider how frequently he and his campaign have used it earlier in the campaign.

McCain responded by saying Iraq had to be stabilized and that he would not make the mistake of leaving Iraq the way it is.

“If you’re going to aim a gun at somebody,” he said, “you’d better be prepared to pull the trigger”.

Obama responded by arguing that if the Pakistani government would not take care of terrorists in it’s borders, action had to be taken. He then commented on past US policies with Pakistan, saying that the US support of Musharraf had alienated the Pakistani people.

“And as a consequence, we lost legitimacy in Pakistan. We spent $10 billion. And in the meantime, they weren’t going after al Qaeda, and they are more powerful now than at any time since we began the war in Afghanistan. That’s going to change when I’m president of the United States”, he finished.

McCain quickly replied that Pakistan was a failed state at the time. He then went on to talk about his voting record. “I have a record of being involved in these national security issues, which involve the highest responsibility and the toughest decisions that any president can make, and that is to send our young men and women into harm’s way”.

Obama argued that Afghanistan could not be muddled through, and that problems were being caused by not focusing on Al-Qaeda. As he finished, Lehrer attempted to announce a new question, but McCain quickly attacked Obama, saying his plans would have a “calamitous effect” on national security and the region.

Lehrer directed his next question towards McCain, asking about his thoughts on Iran and it’s threat to the US.

McCain’s reading of the threat in Iran was “if Iran acquires nuclear weapons, it is an existential threat to the State of Israel and to other countries in the region”. He stressed the need to avoid another Holocaust, and the need for a league of democracies

Anybody hearing a snicker from McCain while Obama is talking?

to battle Iran. “I am convinced that together, we can, with the French, with the British, with the Germans and other countries, democracies around the world, we can affect Iranian behavior”.

Obama went next, focusing on the Iraq war’s effect on Iran. Iraq, he said, was Iran’s “mortal enemy” and had kept Iran from becoming a threat. “That was cleared away. And what we’ve seen over the last several years is Iran’s influence grow. They have funded Hezbollah, they have funded Hamas, they have gone from zero centrifuges to 4,000 centrifuges to develop a nuclear weapon”.

He then went on to say that refusing to use diplomacy with hostile nations has only made matters worse and isolated the US.

Lehrer turned to McCain, asking him how he felt about diplomacy as a solution.

McCain hurried through his response, attacking Obama on his willingness to meet with hostile leaders without preconditions. People like Ahmadinejad, he said, would have their ideas legitimized if a President met with them.

Obama responded by pointing out that Ahmadinejad was only a minor leader. Meeting leaders without preconditions, he said, “doesn’t mean that you invite them over for tea one day”. He then turned to attacking McCain, who he said “would not meet potentially with the prime minister of Spain, because he — you know, he wasn’t sure whether they were aligned with us. I mean, Spain? Spain is a NATO ally”.

McCain retorted that he was not yet President so it would be out of place. The two then began to argue over the comments of Dr. Kissinger’s stance on meeting foreign leaders.

McCain argued that meeting with and legitimizing ideas was dangerous and naive, and said it was a fundamental difference of opinion.

Obama accused McCain of misrepresentation, stressing that he would not speak without low level talks and preparations.

McCain responded by mocking Obama. “So let me get this right. We sit down with Ahmadinejad, and he says, ‘We’re going to wipe Israel off the face of the Earth,’ and we say, ‘No, you’re not’? Oh, please”.

The two started arguing among each other, as Lehrer attempted to interject, finally succeeding with a new question. He turned to Obama, asking how he saw the relationship with Russia and it’s potential.

Obama began spelling out his opinion, stating that he felt the US approach to Russia had to be evaluated. He then continued that the US has to press for a unified alliance and for Russia to remove itself from other nations, adding that the US had to “explain to the Russians that you cannot be a 21st-century superpower, or power, and act like a 20th-century dictatorship”.

He went on, stressing the importance of diplomacy and affirming relationships, and inviting Russian-influenced countries into NATO. “Now, we also can’t return to a Cold War posture with respect to Russia. It’s important that we recognize there are going to be some areas of common interest. One is nuclear proliferation”.

McCain responded by attacking Obama’s reaction to the Russian-Georgian conflict, criticizing his initial comment that both sides should show restraint, calling it naive. “He doesn’t understand that Russia committed serious aggression against Georgia. And Russia has now become a nation fueled by petro-dollars that is basically a KGB apparatchik-run government”.

Lehrer asked Obama if there were any major differences between the two’s opinion on Russia, who answered that he and McCain had similar opinions on Russia. He then stressed foresight in dealing with Russia, as well as reducing dependence on foreign oil through alternative energy.

“Over 26 years, Senator McCain voted 23 times against alternative energy, like solar, and wind, and biodiesel,” he mentioned.

The two began to argue over alternative energy. As Lehrer began announcing the next question, McCain interjected. “No one from Arizona is against solar. And Senator Obama says he’s for nuclear, but he’s against reprocessing and he’s against storing So,” he continued, as Obama objected, “it’s hard to get there from here. And off-shore drilling is also something that is very important and it is a bridge”.

McCain continued, as Obama interrupted to correct him, saying that he had voted for storing nuclear waste safely.

The two began interrupting each other, each trying to get a word in, before Lehrer stopped them and moved on.

“What do you think the likelihood is that there would be another 9/11-type attack on the continental United States?” asked Lehrer.

McCain said that America was far safer since 9/11, which he claimed a hand in. He went on to stress better intelligence and technology in keeping America safe, but that he felt the US was far safer.

Lehrer then turned to Obama.

Obama disagreed slightly, saying America was safer in some ways, but “we still have a long way to go”. He also felt that the US was not focusing enough on Al-Qaeda and fighting in Iraq was not making the US safer.

McCain accused Senator Obama of not understanding that “if we fail in Iraq, it encourages al Qaeda. They would establish a base in Iraq”.

Lehrer asked if Obama agreed.

Obama argued that the sole focus was currently Iraq, but that “in the meantime, bin Laden is still out there. He is not captured. He is not killed”. He noted that $10 billion was spent in Iraq every month, instead of going to healthcare. He argued that veterans were not getting the benefits they deserved, and that the next president’s strategies had to be broader.

McCain responded by attacking Obama saying he didn’t think Obama had the knowledge or experience to be President.

Obama then said that the job of the next President would be to repair America’s image and economy.

McCain concluded by citing his POW experience. “Jim, when I came home from prison, I saw our veterans being very badly treated, and it made me sad. And I embarked on an effort to resolve the POW-MIA issue, which we did in a bipartisan fashion, and then I worked on normalization of relations between our two countries so that our veterans could come all the way home”.

“And that ends this debate tonight,” finished Jim Lehrer.

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  • 28 May, 2022
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Controversy over effects of new bankruptcy law on victims of Katrina

Sunday, September 25, 2005

Hurricane Katrina has rekindled debate over the controversial Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, in the U.S. House of Represenatives. Congressional Democrats feel that among the hundreds of thousands of victims of Katrina, many of whom have lost all their possessions and are coping with relocation, those that declare bankruptcy should be granted the protections of the previous law. 32 Democrats have sponsored a proposal that would delay implementing certain parts of the law to “insure that we do not compound a natural disaster with a man made financial disaster.”

The new bankruptcy law affects anyone whose income (as of the six months before filing) was over the state median income. Democratic legislators point out that many hurricane victims who manage to find work will be suffering from wage reductions, making them unable to effectively deal with their previous debts. Among U.S. states, Louisana and Mississippi have the fourth and third lowest median incomes, respectively. Democrats also feel that it is unfair to require repayment by bankrupted Hurricane Katrina victims while citizens in other states with similar incomes would pay nothing.

F. James Sensenbrenner, Republican from Wisconsin and chairman of the House Judiciary Committee, has denied a hearing on creating an exception in the law for the purposes of Katrina relief. He noted that “If someone in Katrina is down and out, and has no possibility of being able to repay 40 percent or more of their debts, then the new bankruptcy law doesn’t apply.”

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 has been heavily criticized by consumer rights’ organizations. The Consumer Federation of America argues that “[the] new requirements, coupled with strict deadlines for production upon the penalty of an automatic dismissal are difficult for the most organized person to meet, never mind someone who has had his or her home destroyed by Katrina.”

Opponents of the bill also argued that it makes the government “a bill collector for private companies”, and could lead to criminal prosecutions over matters best left in civil courts, and theoretically even to life imprisonment under federal three-strikes laws. Such opponents view the bulk of the act either as “bought and paid for” by the Credit Card Industry, who spent millions lobbying in support of the bill, or else as an unfortunate compromise between the lobbyists for banks and bankruptcy lawyers, such as the American Bankruptcy Institute (ABI). Nathalie Martin, of ABI, said that “Many people will still qualify to file for Chapter 7,” which means liquidation of assets in exchange for cancellation of debt.

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  • 25 May, 2022
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Musharraf quits as chief of army staff in Pakistan

Thursday, November 29, 2007

President Pervez Musharraf of Pakistan gave up his uniform in a ceremony yesterday in Rawalpindi. He handed power over to General Ashfaq Parvez Kayani at the headquarters of the Pakistani Army, after being the leader of the army for nine years.

In his final address as leader of the army, he said that the army was the saviour of Pakistan and that the army was his life. He also expressed his pride in being the leader of what he called a “great force.”

Musharraf had been under a lot of pressure to quit as army chief, since the country was put into the spotlight as a result of a state of emergency being declared. He is expected to be sworn in as the civilian president of Pakistan on Thursday.

Both the opposition leader, Benazir Bhutto, and the US secretary of state, Condoleezza Rice, welcomed the change of duties. However, Bhutto indicated her party may not be prepared to accept Musharraf in his new non-military leadership role. Condoleezza Rice requested the state of emergency be lifted before the planned elections, which are due to take place in January.

Musharraf said General Kayani was “an excellent soldier” and that “the armed forces under his command will achieve great heights.”

General Kayani was named as the successor to Musharraf in October, before the state of emergency was declared in early November.

Retrieved from “https://en.wikinews.org/w/index.php?title=Musharraf_quits_as_chief_of_army_staff_in_Pakistan&oldid=1310857”
  • 23 May, 2022
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How Much Is Car Insurance Going To Cost?

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Submitted by: Jim Bassett

In this current state of the economy, a growing number of people are dropping or greatly reducing their auto insurance in an attempt to get their budgets under control. With more uninsured and under insured drivers on the road, it can be dangerous for all drivers and passengers involved. But many car owners are wondering how much is car insurance going to affect their household budget.

Many people may feel the urge to purchase the bare minimum of insurance that is required by their state. The law regulates the minimum requirements; however it doesn’t mean that these are the recommended standards for all people. Drivers, who are involved in accidents, whether it is their fault or another driver’s fault, may not be fully covered if only the minimum insurance is obtained. It is recommended that many factors are considered- price and condition of your car, total asset value including your house and the driving ability of every person in the household-before selecting the right car insurance.

Most states require that liability insurance is purchased and the amount varies according to your state. Bodily injury liability will protect you if you cause injury or death while driving your car. In the case of a serious accident, enough liability should be purchased in case you are sued, to protect your personal assets from being seized or compromised. Bodily injury liability covers injury to people, not vehicle damage, and is typically used to cover medical expenses of the injured. It is generally recommended that you purchase $100,000 (per person)/$300,000 (per accident) limits of bodily injury liability. However, if you do not have much personal assets (if you do not own a house, for example) the minimum requirements for liability insurance might be a good risk for you to take.

[youtube]http://www.youtube.com/watch?v=lz_-rttrOS0[/youtube]

Personal Injury Protection (PIP), no-fault, or Medical Payments coverage pays for the medical expenses, lost wages and other costs incurred of the injured driver and passengers in your car. There may also be coverage if you are injured by a vehicle as a pedestrian. PIP is required in some, but not all, states. If your medical health insurance and disability insurance adequately covers medical expenses and lost wages, the minimum coverage can be selected for PIP. It’s important to read and understand what is covered by your health and car insurance in regards to medical treatment.

Uninsured motorists coverage pays for your medical bills if an uninsured driver or hit-and run driver hits you. Similarly, underinsured motorists coverage insures you in the event that the motorist who strikes you does not have enough insurance for your medical bills. Given the large number of uninsured motorists, this coverage is beneficial, even in states with no-fault insurance. Uninsured/underinsured auto insurance coverage is optional, and can be declined by the driver. However, before declining this coverage, you should take into consideration whether you live in a state with statistically higher numbers of drivers who carry little or no auto insurance.

Collision and comprehensive auto insurance coverage is responsible for a majority of the car insurance premium. Collision coverage pays for damages to your car when your car hits, or is hit by, another vehicle or other object. The larger the deductible (amount you have to pay out of pocket towards damages, before insurance starts to pay), the lower the insurance premium. If you wish to lower premiums, you should select as large a deductible that you would be able or willing to pay in the event of an accident. If you own an older model car (typically more than 10 years old), you could consider dropping this coverage, since coverage is generally limited to the cash value of your car. If you own an expensive or newer car, this coverage is important in order to protect the value of your car in case damage should occur.

Comprehensive coverage pays for losses resulting from incidents not involving a collision with another car. For instance, comprehensive insurance covers damage to your car if it is stolen or if damaged by flood or fire. To lower premiums, you should select as high a deductible as you feel comfortable paying up front. Collision and comprehensive insurance is usually required by law, with each state setting the minimum amount of coverage needed.

It may be easy to try and cut corners when it comes to car insurance by purchasing the bare minimum. However, car accidents are common and can result in large medical and car repair bills. Car owners should realize that the question is not how much is car insurance going to cost them, but how much is car insurance going to save them in the event of a catastrophe. It is important to perform a proper risk assessment which takes into account your driving ability, local traffic environment, current health insurance policy, and other household members to determine what coverage is needed. Then, in case of an accident, there will be a better chance that your out-of-pocket expenses will be covered and your assets protected.

About the Author: It’s a fact that

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  • 23 May, 2022
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Workers at Swansea auto parts plant vote to strike

Wednesday, May 27, 2009

Workers at the Linamar automobile parts factory in Swansea, Wales voted by a wide margin today to strike, after an dispute over the firing of one of the worker’s union organisers remained unresolved.

An 88% turnout resulted in a vote of 139 in favor of striking to 19 against.

Canada-based Linamar took over the plant from Visteon in July 2008. Shortly after the takeover, Linamar offered 208 of the plant’s 360 workers voluntary redundancy, hoping to transfer work to Mexico; 140 accepted. Linamar claims to have no long-term plans to close the plant. On April 28, however, Linamar fired political activist and union convener Rob Williams. Upon Williams’ firing, he refused to leave the Visteon plant. The police escorted him from the building as the day shift workers at the plant staged a spontaneous walkout. Williams was temporarily reinstated after emergency negotiations between Unite and Visteon management, but his dismissal was made permanent a week later.

Unite, Williams’s trade union, describe Williams’s firing as an “illegal” “attack on the union” and has brought the matter to the attention of UK Prime Minister Gordon Brown. Williams himself told left-wing newspaper Socialist Worker: “They have sacked me because they want to weaken the union and intimidate the shop floor.”

Workers at the plant also say Linamar is breaking a promise made to the union when the plant was taken over to keep Visteon’s terms and conditions, particularly to establish a final pension scheme for workers who were part of the company before its 2000 spin-off from Ford.

Linamar has not given comment to the press on the dispute as of this writing.

Rallies in support of Williams, who is also running for European Parliament on the No2EU ticket, and of the union have drawn sizeable crowds, with about 90 at the most recent rally include three Members of the Welsh Assembly representing the ruling coalition of the Labour Party and Plaid Cymru as well as the Liberal Democrats, on May 17 outside the Visteon plant in Swansea.

Linamar Swansea has close ties with Visteon factories in Enfield, Belfast and Basildon. Workers at those three factories recently won a victory against Visteon by occupying their plants and locking management out when redundancies were announced in April.

Retrieved from “https://en.wikinews.org/w/index.php?title=Workers_at_Swansea_auto_parts_plant_vote_to_strike&oldid=1979027”
  • 21 May, 2022
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Michael Jackson’s Neverland Ranch to be auctioned off

Tuesday, February 26, 2008

Neverland Valley Ranch, owned by Michael Jackson, is to be sold at auction on March 19, 2008, unless Jackson pays over US$24 million.

Financial Title Company, the trustee of his Santa Barbara County, California, home and amusement park, has foreclosed on the property. They notified Jackson of the foreclosure and sale on Monday. Jackson had only just recently paid an overdue property tax bill of $600,000.

The court filing, addressed to Jackson, says, “You are in default of a deed of trust … Unless you take action to protect your property it may be sold at a public sale.” Fox News published the filing.

The foreclosure includes the ranch and all possessions on the property, inside or out.

The foreclosure auction will take place in front of the Santa Barbara County Courthouse in Santa Barbara. Jackson has until then to pay $24,525,906.61 he owes the title company.

In 2006, Jackson refinanced previous loans that had been bought up by Fortress Investment Group. The $300-million loan was secured with the aid of Sony Music Entertainment. However, the Neverland property was not part of that deal.

Jackson has not lived at Neverland since June 30, 2005, when he moved to Bahrain after a rape charge and subsequent acquittal.

Retrieved from “https://en.wikinews.org/w/index.php?title=Michael_Jackson%27s_Neverland_Ranch_to_be_auctioned_off&oldid=742241”
  • 21 May, 2022
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Six indicted over jet crash at New Jersey’s Teterboro Airport

Thursday, February 5, 2009

In the United States, six men linked to the defunct Florida company Platinum Jet Management have been charged in connection to the February 2, 2005 crash of a jet owned by the company at New Jersey’s Teterboro Airport. The Bombardier Challenger CL-600‘s crash left twenty people hospitalised and prosecutors allege that regular breaches of federal law were to blame.

The business jet had been privately chartered for a flight to Chicago Midway Airport but failed to take off. Instead, the aircraft broke through a fence, crossed Route 46 and struck a warehouse, causing a fire. The plane clipped two cars on the way across the road and the accident left eleven people onboard the aircraft and nine more on the ground hospitalised.

The National Transportation Safety Board investigated the accident and found that the flight crew had miscalcualted the aircraft’s centre of gravity and that overfilling the fuel tanks had moved it too far forward.

According to a federal indictment filed Wednesday, six men within the company were “routinely undertaking and concealing dangerous fueling and weight-distribution practices.” Three co-founders of Platinum – Michael Brassington, 35, his brother Paul Brassington, 29, and Andre Budhan, 42, as well as maintenance director Brien McKenzie, also 42, have been arrested and pilot Francis Vieira, 59, and director of charters Joseph Singh, 37, are being sought.

The 23-count indictment says that Michael Brassington, McKenzie and Vieira regularly stated in paperwork that aircraft were operating at weights up to 1,000 pounds lighter than the true value in breach of Federal Aviation Administration laws. It also accuses Platinum of operating commercial charters for a year between November 2002 and November 2003 without a valid licence and filing such flights as noncommercial.

The document goes on to accuse Platinum of using pilots that lacked proper training; in particular John Kimberling, who flew the jet that crashed, was not adequatly qualified to fly commercial flights, which have stricter regulations than noncommercial air operations. He has not been charged himself at this time, but investigations continue. The Southern Ledger states the accused face charges of “conspiracy, fraud, endangering the safety of aircraft and making false statements to the National Transportation Safety Board.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Six_indicted_over_jet_crash_at_New_Jersey%27s_Teterboro_Airport&oldid=1770452”
  • 20 May, 2022
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Best Ways To Deal With Supply Chain Complications

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With supply chain problems and complexity there is always a chance that clients and customers aren’t going to be satisfied with your service. The good news is that by using these effective ways to handle these problems, you will be able to make the supply chain better and more efficiently again. These are the top ways to handle supply chain problems.

1) Consider automation

With the technology that is improving all the time, there is one thing that you can consider. You can consider automation. Where everything is becoming automated. The whole supply chain. This is more effective for everyone and will benefit the whole chain.

The only problem is that you need to make sure that everyone is on board before this is something that you can implement. Some people might be against automation, and they might not agree with it. You will need to make sure that they are understanding the benefits completely.

2) Ensure constant cashflow is provided

Delays and problems normally happen, because of cashflow problems between the supply chain. The moment that you are ensuring that there is constant cash flow then, the whole complex will become easier and faster to handle. If someone is waiting for money, then the rest of the supply chain is also going to wait, causing serious delays.

However, you still need to make sure that with the constant cashflow that your cash is still secure with the best security on the market. And, that you are monitoring it all the time. Making sure that you are going to know where every cent is going.

3) Monitoring your inventory in real time

Another great thing about supply chain technology is improving all the time. You can start monitoring your inventory in real time. Meaning that you don’t need to be in the warehouse taking inventory to know how much stock you actually have. It is essential to monitoring inventory on a regular basis, and with the possibility to do it in real-time, it is just making it easier and faster.

You can be in your office, controlling the process. Then, you can go on the internet and see exactly how much stock you still have available in the warehouses. Ensuring that you don’t go out of stock and let clients and customers wait. This isn’t just more efficiently, but time-saving as well.

4) Simplifying contracts and agreements

There is no need to make the contracts with the supply chain complicated. The more complicated the contracts and agreements, the more difficult it is going to be to understand the contract and what is expected from them.

You should still have a standard contract with all the essentials in, but it doesn’t need to contain all the terms that are hard to understand. Sometimes it is just better to put everything in simple English. So that everyone can understand what to expect. Taking the complexity out of the supply chain contracts and agreements.

Yes, there can be many complexities and difficulties with a supply chain. Especially if you don’t really have the right experience in handling supply chains. But, with these effective ways, you will be able to understand how to handle these difficulties, and even ensure that it doesn’t become difficult at the first time. You need to remember that technology is changing all the time, and you can improve the supply chain without any problems or without any time delays.

For over 100 years, BCR has continued to help small, medium and large businesses achieve an optimum logistics solution with warehousing and transportation services, including air freight forwarding and sea freight forwarding services to and from the major ports includingBrisbane,Sydney,Melbourne, Adelaide and Fremantle (Perth).

  • 19 May, 2022
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